Pre-paid cards can be used to shop in stores or online just like debit cards!
100% Acceptance Guaranteed!*
Primary card holders must be over 18 and over 13 for additional cardholders. Apply Now.
Use in Stores, ATMs*, Online or Worldwide!
Use wherever you see the MasterCard® acceptance mark in stores worldwide. View Card Benefits.
Can Pre-paid Cards be Used Like Debit Cards?
Yes, but pre-paid cards need to be kept topped up with cash to use. View More FAQ's.
Sterling Card is a pre-paid card. It gives you many of the benefits of a bank account with added security.
Sterling Card is not a credit card, it’s a pre-paid card, so you don’t have the worry of late payment fees, bank charges, interest to pay or overspending. See our Costs Summary for full details.
Sterling MasterCard® Card is a pre-paid card. This means that like a pay as you go phone, you need to put money on your account before you can use it. It is not a debit card that is linked to a bank account or credit card where you pay for your transactions at a later date.
Whether for everyday use, travel, sharing money abroad or even just for online spending, it is in no way linked to your money in a bank account and therefore limits your exposure to fraud.
Sterling pre-paid Cards make it easy to pay for whatever you want like groceries, petrol, booking holidays or shopping online, wherever the MasterCard® acceptance mark is displayed. Check out some more of our Sterling pre-paid Card Benefits now.
Qualifying for pre-paid Cards with Sterling Card is much easier than with a credit or debit card. As long as you are aged 18 or over and a resident in the UK, we can guarantee 100% acceptance*. Individuals aged 13 and over can be added as additional cardholders for you to share money with family and friends anywhere in the world!