Pre-paid cards can be used to shop in stores or online just like debit cards!

Get a Sterling Pre-paid MasterCard® Card with 100% Acceptance Guaranteed*

100% Acceptance Guaranteed!*

Primary card holders must be over 18 and over 13 for additional cardholders. Apply Now.

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Monthly Fee.

Card set up at £9.95 and a monthly fee of £5.95!
View our Costs Summary.

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Use in Stores, ATMs*, Online or Worldwide!

Use wherever you see the MasterCard® acceptance mark in stores worldwide. View Card Benefits.

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Can Pre-paid Cards be Used Like Debit Cards?

Yes, but pre-paid cards need to be kept topped up with cash to use. View More FAQ's.

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Top up your Sterling Pre-paid Card with Cash and Use in the UK or Abroad, in Shops or Online

Sterling Card is a pre-paid card. It gives you many of the benefits of a bank account with added security.

Sterling Card is not a credit card, it’s a pre-paid card, so you don’t have the worry of late payment fees, bank charges, interest to pay or overspending. See our Costs Summary for full details.

Sterling MasterCard® Card is a pre-paid card. This means that like a pay as you go phone, you need to put money on your account before you can use it. It is not a debit card that is linked to a bank account or credit card where you pay for your transactions at a later date.

Whether for everyday use, travel, sharing money abroad or even just for online spending, it is in no way linked to your money in a bank account and therefore limits your exposure to fraud.

Sterling pre-paid Cards make it easy to pay for whatever you want like groceries, petrol, booking holidays or shopping online, wherever the MasterCard® acceptance mark is displayed. Check out some more of our Sterling pre-paid Card Benefits now.

Apply Now for Your Sterling Card : Prepaid Cards with 100% Acceptance Guaranteed!

100% Acceptance Guaranteed!*

Qualifying for pre-paid Cards with Sterling Card is much easier than with a credit or debit card. As long as you are aged 18 or over and a resident in the UK, we can guarantee 100% acceptance*. Individuals aged 13 and over can be added as additional cardholders for you to share money with family and friends anywhere in the world!

Apply Now for Your Sterling Card : Prepaid Cards with 100% Acceptance Guaranteed!
Sterling Card
  • No Credit Checks
  • No Bank Account
  • Pay in Your Wages*
  • Use Worldwide
Sterling Card
Apply Now

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Sterling MasterCard® Cards - Pre-paid Cards
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*Terms and Conditions

*Subject to our Terms and Conditions including the applicant providing acceptable identification, being resident in the UK, aged 18 years or older if primary cardholder, or 13 years or older if additional cardholder. The Sterling Pre-paid MasterCard® is issued by APS Financial Ltd (“AFL”) pursuant to license by MasterCard® International Incorporated. AFL is authorised and regulated by the Financial Services Authority. (www.fsa.gov.uk/register) Registered in England no. 06029941. Your card will be serviced by Advanced Payment Solutions Ltd (“APS”) which is a registered agent of AFL for this purpose. Registered in England no. 04947027. AFL & APS registered address is 6th Floor, One London Wall, London, EC2Y 5EB. MasterCard® is a registered trademark of MasterCard® International Incorporated. The Post Office® and Post Office symbol are registered trademarks of Post Office Ltd.

Creditbuilder is provided by Advanced Payment Solutions Ltd. APS Consumer Credit Licence No. 0608377.